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About CFSA



The Community Financial Services Association of America (CFSA) was established in 1999 as the national organization for small dollar, short-term lending or payday advances. Now in its 14th year, CFSA works to promote laws and regulations that balance strong consumer protections while preserving access to short-term credit for millions of Americans.

Through a code of Best Practices, CFSA members abide by responsible industry practices that ensure customers understand the cost and risk of short-term payday advances to facilitate the best financial decisions. CFSA’s Best Practices is our guarantee to consumers that our members hold themselves to the highest standard of service.

CFSA member companies represent more than half of all payday advance stores and are located in neighborhoods across the country providing a valued service to those communities. Today, more than 19 million American households count a payday loan among their choice of short-term credit products.

Who We Serve

CFSA is the national trade association for companies that offer small dollar, short-term loans or payday advances. Our association also represents companies with investments or interests in the industry, including national and local vendors and suppliers.

In This Section:

My CFSA membership has paid off in more ways than one. As an owner of a small payday advance company, I depend on CFSA to look after my interest. The organization has represented me well. In fact, CFSA was instrumental in helping me to address concerns of consumer advocates in my community. CFSA involvement was a positive factor in our ability to reach a resolution.”

Greg Daney
CEO/President
, E$Z Financial Group
CFSA Member Since 1998

Connecting With Our Communities

Managing household finances can be a daunting task. However, by using solid budgeting and savings techniques, you can accomplish major financial goals. In the Customer Resource Center, CFSA offers a variety of payday advance resources that support and encourage responsible lending practices, and highlight the vital role of our members’ stores in neighborhoods near you.


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TO OUR MEMBERS

Thanks for visiting the CFSA Web site. CFSA values you as a member and is constantly seeking new ways to enhance your membership experience. As such, the information in this section is restricted to members only. If you are a CFSA member, please enter your username and password. If you have forgotten your login info, send an e-mail to Member@CFSAA.com.

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TO OUR PARTNERS

Here you will find an aggregate of industry research, comprehensive data, and benchmarking tools from the short-term lending industry. They cover all payday advance business areas – consumer demographics, media hits, the latest policy initiatives, among others. Click here to access to the partner's resource library.

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For Our Policymakers

CFSA works at the federal, state, and local levels educate legislators and regulators about the role of payday advances in the broader financial services arena. This section provides resources for policymakers who believe in access to credit, want to preserve financial options and ensure balanced, substantive consumer protections. Click here to enter the Policymaker Resource Library.