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Know Your Fee

Welcome to CFSA's Know Your Fee interactive state map. Here we provide clarity to customers by posting important information about the states in which the payday lending industry operates, the regulations in these states, and the set maximum fees and rate caps on your payday advance transactions.

The Following Scenarios Are Permissible Fees for a $100 Payday Advance in Your State:

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An Important Note:

*AS WITH EVERY FINANCIAL SERVICE OR PRODUCT, IT IS IMPORTANT THAT YOU UNDERSTAND THE FEES. REMEMBER IT'S YOUR FINANCIAL WELL-BEING. SO, GET THE FACTS AND MAKE SURE YOU ALWAYS USE PAYDAY ADVANCES RESPONSIBLY.

ON JANUARY 1, 2008, ALL CFSA MEMBER COMPANIES BEGAN PROMINENTLY DISPLAYING POSTERS IN THEIR STORES EXPLAINING THEIR FEES, AND MADE THIS INFORMATION AVAILABLE ON THEIR COMPANY WEB SITES.

DISCLAIMER:

The maximum fees and APRs are provided for educational purposes only and should not be relied upon when applying for credit. Consult your lender for the actual cost and APR on any loan. CFSA makes no claims, promises, or guarantees as to the accuracy of the information provided above.

Connecting With Our Communities

Managing household finances can be a daunting task. However, by using solid budgeting and savings techniques, you can accomplish major financial goals. In the Customer Resource Center, CFSA offers a variety of payday advance resources that support and encourage responsible lending practices, and highlight the vital role of our members’ stores in neighborhoods near you.


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TO OUR MEMBERS

Thanks for visiting the CFSA Web site. CFSA values you as a member and is constantly seeking new ways to enhance your membership experience. As such, the information in this section is restricted to members only. If you are a CFSA member, please enter your username and password. If you have forgotten your login info, send an e-mail to Member@CFSAA.com.

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TO OUR PARTNERS

Here you will find an aggregate of industry research, comprehensive data, and benchmarking tools from the short-term lending industry. They cover all payday advance business areas – consumer demographics, media hits, the latest policy initiatives, among others. Click here to access to the partner's resource library.

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For Our Policymakers

CFSA works at the federal, state, and local levels educate legislators and regulators about the role of payday advances in the broader financial services arena. This section provides resources for policymakers who believe in access to credit, want to preserve financial options and ensure balanced, substantive consumer protections. Click here to enter the Policymaker Resource Library.