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    	<title>CFSA News</title>
	<link>http://cfsaa.com/</link>
    	<description/>
    	<language>en-us</language><item>
	<title>CFSA Statement on New FDIC/OCC Guidance</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=65</link>
	<pubDate>5/8/2013</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[CFSA issued the following statement in response to the proposed guidance on deposit advance bank products.]]></description>
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<item>
	<title>CFSA CEO Fires Back at New York Times</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=64</link>
	<pubDate>5/3/2013</pubDate>
	<creator>CFSA CEO Dennis Shaul</creator>	
	<description><![CDATA[Dennis Shaul admonishes the Times for mischaracterizing payday lending customers and the product.]]></description>
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<item>
	<title>CFSA CEO Addresses CFPB Report in Letter to Cordray</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=63</link>
	<pubDate>5/2/2013</pubDate>
	<creator>CFSA CEO Dennis Shaul</creator>	
	<description><![CDATA[Dennis Shaul issues letter regarding CFSA's position on the incomplete report.]]></description>
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<item>
	<title>CFSA Responds to CFPB Report</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=62</link>
	<pubDate>4/23/2013</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA["More than 19 million households each year weigh their options, do the math, and choose a payday loan."]]></description>
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<item>
	<title>Payday Lending Groups Applaud Enforcement Action Against Illegal Lender</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=61</link>
	<pubDate>4/16/2013</pubDate>
	<creator>CFSA and the California Service Providers Association</creator>	
	<description><![CDATA[Consumers deserve protection under state and federal law from unscrupulous practices.]]></description>
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<item>
	<title>Advance America CEO Selected to Lead CFSA</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=60</link>
	<pubDate>3/27/2013</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[O’Shaughnessy will work closely with CEO Dennis Shaul to strengthen and grow CFSA and sustain the short-term credit industry’s future.]]></description>
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<item>
	<title>CFSA Statement Regarding Center for Responsible Lending Report</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=59</link>
	<pubDate>3/22/2013</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Trade association responds to CRL's report titled “Triple-Digit Danger: Bank Payday Lending Persists”.]]></description>
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<item>
	<title>CFSA Releases Statement on Pew Report</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=58</link>
	<pubDate>2/20/2013</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Hear more about CFSA's statement on Pew Charitable Trusts' Safe, Small Dollar Loans Research Project.]]></description>
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<item>
	<title>&quot;Short-Term Credit Options Work for Many&quot;</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=57</link>
	<pubDate>2/14/2013</pubDate>
	<creator>Richmond Times-Dispatch</creator>	
	<description><![CDATA[Payday loans are a mainstream financial service that compares favorably to other loan products in price and customer experience, says DeVault. ]]></description>
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<item>
	<title>CFSA Announces “Lending Hands” to Assist Hurricane Recovery</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=54</link>
	<pubDate>11/8/2012</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Community lenders to make donations to the American Red Cross for money transfers to impacted areas. ]]></description>
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<item>
	<title>&quot;Don't Make Payday Loans A Scapegoat&quot;</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=55</link>
	<pubDate>10/10/2012</pubDate>
	<creator>Reuters</creator>	
	<description><![CDATA[Advance America's Jamie Fulmer talks about the misunderstood and misrepresented in this op-ed.]]></description>
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<item>
	<title>CFSA Launches Best Practices Education Video Series</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=56</link>
	<pubDate>10/2/2012</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[CFSA's Best Practices Education Video Series marks the first in seven informational pieces to educate the public on the Best Practices. ]]></description>
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<item>
	<title>Responsible Use of Short-Term Credit</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=53</link>
	<pubDate>9/21/2012</pubDate>
	<creator>ONR </creator>	
	<description><![CDATA[Why Oklahoma customers are choosing to use payday loans over “traditional” alternatives.]]></description>
</item>
<item>
	<title>CFSA Releases Statement on HR 6139</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=52</link>
	<pubDate>7/23/2012</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Trade association comments on the "Consumer Credit Access, Innovation and Modernization Act"]]></description>
</item>
<item>
	<title>CFSA Responds to American Banker Story</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=51</link>
	<pubDate>7/2/2012</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA["Story mischaracterized developments in the regulatory environment and misinterpreted the impact of expanding access to short-term lending."]]></description>
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<item>
	<title>CFSA Applauds FTC Action Against Scammers  </title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=50</link>
	<pubDate>4/18/2012</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Board Chair: “CFSA members and federal and state officials all agree on the urgent need to protect consumers from scammers."]]></description>
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	<title>Tell the CFPB Your Payday Advance Story</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=49</link>
	<pubDate>3/23/2012</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[The CFPB wants your official comments. Go to the form, fill it out, and let them know about your unique customer experience.]]></description>
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	<title>Storefront Payday Lenders Statement on the  CFPB’s First Field Hearing This Week</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=46</link>
	<pubDate>1/20/2012</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Hear what CFSA's Board Chair had to say about the CFPB's first field hearing.]]></description>
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<item>
	<title>Storefront Payday Lenders Issue Statement on &quot;Misleading&quot; Reuters Story </title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=47</link>
	<pubDate>1/19/2012</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[CFSA's Board Chair sets the record straight on "unlicensed, offshore" lenders. ]]></description>
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<item>
	<title>CFSA’s Kim Gardner Urges CFPB to ‘Come See For Yourself’ and ‘Meet Our Employees and Customers’</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=48</link>
	<pubDate>1/19/2012</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[See her remarks from the hearing in Birmingham.]]></description>
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<item>
	<title>“For Me, It Works Well,” One Customer Tells NBC’s Today Show</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=45</link>
	<pubDate>11/30/2011</pubDate>
	<creator>The Today Show</creator>	
	<description><![CDATA[One borrower talks about her positive experience when using a payday advance.]]></description>
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<item>
	<title>Share Your Payday Loan Story!</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=44</link>
	<pubDate>9/16/2011</pubDate>
	<creator>The Today Show</creator>	
	<description><![CDATA[The Today Show wants to hear from you! Go to the form, fill it out, and let them know about your unique customer experience.]]></description>
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<item>
	<title>CFSA Responds to New Orleans Times-Picayune Editorial</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=39</link>
	<pubDate>8/24/2011</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[The following comment can be attributed to D. Lynn DeVault, Board Chair of CFSA.]]></description>
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<item>
	<title>Payday Lending A Tribal/State Battle?</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=38</link>
	<pubDate>7/18/2011</pubDate>
	<creator>Indian Country | Today Media Network.com</creator>	
	<description><![CDATA[Indian Country asks the question: Is it tribal sovereignty or a states’ rights battle?]]></description>
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<item>
	<title>CFSA Releases Statement on Native American Partnerships with Payday Advance Companies</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=37</link>
	<pubDate>7/7/2011</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[The following comment can be attributed to D. Lynn DeVault, Board Chair of CFSA.]]></description>
</item>
<item>
	<title>Could Restrictions to Payday Lending Harm Consumers?</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=36</link>
	<pubDate>6/28/2011</pubDate>
	<creator>Federal Reserve Bank of Kansas City</creator>	
	<description><![CDATA[See the video recap from the seminar and panel discussion hosted by the KC Fed.]]></description>
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<item>
	<title>CFSA Issues Statement In Response to NCUA’s Letter to the Washington Post</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=35</link>
	<pubDate>6/7/2011</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[The following comments can be attributed to D. Lynn DeVault, CFSA Board Chair.]]></description>
</item>
<item>
	<title>CFSA Communications Chair Darrin Andersen Testifies Before FRB of Kansas City</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=33</link>
	<pubDate>5/25/2011</pubDate>
	<creator>Federal Reserve Bank of Kansas City</creator>	
	<description><![CDATA[Download Andersen's prepared remarks and get a recap of the discussion that examined payday loans.]]></description>
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<item>
	<title>CFSA Communications Chair Darrin Andersen's Prepared Remarks </title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=34</link>
	<pubDate>5/24/2011</pubDate>
	<creator>QC Holdings</creator>	
	<description><![CDATA[Review prepared remarks by Darren Andersen, CFSA Communications Chair and president of QC Holdings, before the Federal Reserve Bank of Kansas City.]]></description>
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<item>
	<title>CFSA Issues Statement on CFPB Complaint Process</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=32</link>
	<pubDate>5/23/2011</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[CFSA strongly supports the Consumer Financial Protection Bureau's (CFPB) goal to have an open and transparent complaint process.]]></description>
</item>
<item>
	<title>CFSA Member Co. Exec: We're Ready For Federal Scrutiny</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=29</link>
	<pubDate>5/13/2011</pubDate>
	<creator>Wall Street Journal</creator>	
	<description><![CDATA[Advance America's chairman says he's ready for new U.S. federal scrutiny and he's hopeful his company will thrive under the new regime.]]></description>
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<item>
	<title>CFSA Issues Statement: Storefront Payday Lenders on the CFPB </title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=31</link>
	<pubDate>5/13/2011</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[The following comment can be attributed to D. Lynn DeVault, Board Chair of the Community Financial Services Association of America.]]></description>
</item>
<item>
	<title>CFSA Responds to CRL's Latest Advocacy Paper</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=26</link>
	<pubDate>4/1/2011</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Statement is attributed to D.Lynn DeVault, CFSA's Board Chair]]></description>
</item>
<item>
	<title>CFSA Member Co. Exec: Payday Loans Are Money-Saving Credit For Some</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=30</link>
	<pubDate>3/24/2011</pubDate>
	<creator>The Missourian</creator>	
	<description><![CDATA[Tom Linafelt of QC Holdings discusses the benefits of short-term credit, and the tens of thousands of Missourians who borrow responsibly and use payday loans to avoid less desirable options.]]></description>
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<item>
	<title>CFSA Denounces Practices of Rogue Debt Collectors </title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=20</link>
	<pubDate>3/18/2011</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Storefront payday lenders denounce the collection practices of some non-bank lenders, as reported in today’s Wall Street Journal.]]></description>
</item>
<item>
	<title>Letter to the Editor: Get Facts on Payday Loans</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=9</link>
	<pubDate>1/16/2011</pubDate>
	<creator>Kentucky Lexington Herald-Leader</creator>	
	<description><![CDATA[CFSA’s Kentucky Spokesman Kevin Borland argues against legislation that aims to place rate caps on payday loans in Kentucky. ]]></description>
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<item>
	<title>Lack of Credit Leads Borrowers to Controversial Payday Lenders</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=10</link>
	<pubDate>1/13/2011</pubDate>
	<creator>CNBC</creator>	
	<description><![CDATA[Due to Dodd-Frank and other regulations, it became unprofitable for bankers to lend to middle-income Americans. ]]></description>
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<item>
	<title>Dodd-Frank and the Return of the Loan Shark</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=11</link>
	<pubDate>1/4/2011</pubDate>
	<creator>Wall Street Journal</creator>	
	<description><![CDATA[More Americans had to go to payday lenders, pawn shops and local loan sharks in order to get credit.]]></description>
</item>
<item>
	<title>Payday Lenders: Industry Regulated</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=12</link>
	<pubDate>12/29/2010</pubDate>
	<creator>Hattiesburg American</creator>	
	<description><![CDATA[The article presents two sides of the debate over payday lending. ]]></description>
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<item>
	<title>Payday Lenders Go Hunting</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=13</link>
	<pubDate>12/24/2010</pubDate>
	<creator>Wall Street Journal</creator>	
	<description><![CDATA[The article largely reports on the competitive advantages of payday lenders over traditional banks.]]></description>
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<item>
	<title>Letter to the Editor: Payday Lender ‘Troubled’ By Council’s Actions</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=14</link>
	<pubDate>12/10/2010</pubDate>
	<creator>Laurel Leader-Call</creator>	
	<description><![CDATA[Ryan Harris, a payday lender, is troubled by the city of Laurel wanting the state of Mississippi to shut down the payday advance industry.]]></description>
</item>
<item>
	<title>Letter to the Editor: Financial Alternatives</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=15</link>
	<pubDate>11/28/2010</pubDate>
	<creator>Tulsa World</creator>	
	<description><![CDATA[After I read Julie DelCour's column ("Shark-Infested Waters," Nov. 21), I was stunned by the amount of negativity towards payday lenders.]]></description>
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	<title>In Defense of Payday Lending</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=16</link>
	<pubDate>11/10/2010</pubDate>
	<creator>Reason.TV</creator>	
	<description><![CDATA[In this video, Reason.TV’s Nick Gillespie takes a closer look at payday loans and why hard-working Americans depend on them.]]></description>
</item>
<item>
	<title>Capping the Interest Rates Chargeable by Payday Lenders</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=17</link>
	<pubDate>10/29/2010</pubDate>
	<creator>Gimme-five</creator>	
	<description><![CDATA[The article reports on a referendum on the ballot in Montana seeking to cap the annual interest rate on payday loans at 36 percent.]]></description>
</item>
<item>
	<title>No Need For More Regulation of Payday Lenders</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=18</link>
	<pubDate>10/18/2010</pubDate>
	<creator>The Billings Gazette</creator>	
	<description><![CDATA[The article lays down the argument against Initiative 164 to cap rates on payday lenders in Montana.]]></description>
</item>
<item>
	<title>Protecting Social Security Recipients</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=21</link>
	<pubDate>7/10/2010</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Payday advance industry joins consumer groups’ call for new rules to bar lenders from accessing directly deposited Social Security checks.]]></description>
</item>
<item>
	<title>Community Lenders Question Focus of Consumer Credit Reform</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=22</link>
	<pubDate>3/10/2010</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[CFSA questions the activities of certain large Wall Street financial institutions for promoting their own interests over those of hard-working, middle income consumers. ]]></description>
</item>
<item>
	<title>Study Says Consumers Stand to Lose $6.3 Billion in Short-Term Credit </title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=24</link>
	<pubDate>3/4/2010</pubDate>
	<creator>Bretton Woods Inc.</creator>	
	<description><![CDATA[Report reveals an increase in bank revenue from NSF and overdraft fees, which will dry up in 2010 with the implementation of Regulation E, reducing available short-term credit.]]></description>
</item>
<item>
	<title>Payday Loan Customers Flood Congress With Concern</title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=23</link>
	<pubDate>10/15/2009</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[Thousands send letters urging Congress to protect access to short-term credit.]]></description>
</item>
<item>
	<title>Payday Lending Industry Announces Unprecedented Fee Disclosure Policy </title>
	<link>http://cfsa.net.webhost66.pointclick.net//OurResources/Communications/RecentNews/ArticleDetail.aspx?newsid=8</link>
	<pubDate>11/15/2007</pubDate>
	<creator>CFSA</creator>	
	<description><![CDATA[National Association Requires Poster-size Fee Displays in All Stores]]></description>
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